Financial Literacy

1 of 3 Classes Available As Part of the Comprehensive Life Skills Series This session is about understanding money—how it works, how to manage it, and how to make it work for you. You’ll learn what credit is and why it’s important. Credit allows you to borrow money upfront with the promise to pay it back later, often with interest. Having good credit can open doors to better housing, car loans, or even job opportunities. You’ll also learn how interest rates work, especially on credit cards, so you can avoid costly mistakes like carrying high balances. You’ll discover practical money hacks, like how to save on everyday expenses, prioritize spending on needs over wants, and use budgeting apps to track your finances. We’ll cover how to finance big purchases like a car or home by understanding loan terms and avoiding predatory lending practices. Debt management strategies will also be discussed—such as paying off high-interest debt first or consolidating loans to reduce monthly payments. How this helps you: You’ll feel confident managing your money instead of feeling overwhelmed by bills or debt. You’ll know how to use credit wisely to build opportunities rather than falling into financial traps. Budgeting will help you stretch your income further, save for emergencies, and plan for long-term goals like owning a home or retiring comfortably. Why it matters for your future: These skills give you control over your finances so you can stop living paycheck-to-paycheck and start building stability and wealth. Each class is $39, or grab all 3 for just $99 and save by selecting the series. 1. Financial Literacy 2. Essential Skills for Self-Sufficiency 3. Resource Navigation & Self-Advocacy